Insurance other than 'Life Insurance' falls under the category of General Insurance. General Insurance comprises of insurance of property against fire, burglary etc, personal insurance such as Accident and Health Insurance, and liability insurance which covers legal liabilities. There are also other covers such as Errors and Omissions insurance for professionals, credit insurance etc.
We respect your choice and offer a range of simple products such as Health, Car, Travel, Accident & Home insurance for individuals. We also offer customized products such as Fire, Engineering, Liability, Marine & Property for corporates. With quick and easy claims processes, our commitment is undeterred in serving you.
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Health Insurance or Mediclaim as commonly know refers to protection that is provided to a policyholder as a cover against unexpected medical emergencies. Medical Insurance protects you from costly medical bills in case of any emergency. It covers you and your family against expensive healthcare costs. With rising healthcare costs and expensive medical treatments, covering oneself and one's family against unforeseen hospitalization expenses is always a smart thing to do. A sudden illness or prolonged treatment can take its toll on your finances and throw a spanner into your regular savings and investment plans.
Health / Medical insurance is a plan that covers all the hospital expenses arising out of unforeseen hospitalization. A medical insurance policy offers to reimburse a pre-defined percentage of expenses incurred under on certain heads, such as doctor's consultations fees, pathological test, X-ray, hospitalization, operation theatre, medicine, follow-ups, etc.
Medical insurance can be availed on both individual and group (family) basis. The facility is also extended to employees as a part of their cost to the company.
Today there are over 200 Health Insurance Plans available to a consumer. With each of these Health Insurance Plans having their own unique USP, but they all can be differentiated on the basis of 8 broad categories. Don't Have an Insurance ! or
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Car insurance technically provides protection against the losses incurred as a result of unavoidable instances. It helps cover against theft, financial loss caused by accidents and any subsequent liabilities. The cover level of Car insurance can be the insured party, the insured vehicle, third parties (car and people). The premium of the insurance is dependent on certain parameters like gender, age, vehicle classification, etc. Car insurance gives confidence to drive fearlessly but at the same time should follow the traffic rules. In emergencies it acts like a boon to the insurer.
With so many car insurance companies vying for customer base in the market, it is quite difficult to make a decision like choosing the right policy covering the requirement, right insurer, etc. Figuring out the right insurance policy fulfilling the requirement and being cost effective can be time consuming. We assists in this endeavor of finding the right car insurance for the users. Fill in an online form, and mention the details, specific requirements and our experts will take it forward. We bring the most competitive cost quote and benefits of all insurance companies under one roof helping decision making.
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Be it business or pleasure travel, having a trouble free trip is what everyone looks forward to. Illness is uncertain, it can spoil the planned trip. But with insurance in hand, medical bills are taken care of. Other difficult situations like loss of passport or baggage while traveling can also add on financial difficulties. These are all covered by travel insurance. Travel insurance usually covers medical expenses, financial or any other looses incurred while traveling. Travel insurance is arranged at the booking of a trip to cover exactly the duration of that trip. Travel insurance offers coverage for Student travel, business travel, leisure travel, adventure travel, cruise travel, and international travel. Irrespective of the nature of uncertainties, a suitable travel insurance fulfilling the requirements can offer the coverage needed while away from home.
It may save spending a fortune in any tragic unforeseen incident. But the challenge is to find the right policy that fits the budget at a short notice. Here the expertise of We can assist you. We offer a great search system which assist you buy best insurance for travel in just a few steps. Our reliable, innovative and advanced search system enables comparison of policies with prices and beneficiaries in just a few clicks. Choosing a suitable travel insurance best fitting the budget and requirement just got easier with us!.
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Home insurance, also commonly called hazard insurance or homeowner's insurance (often abbreviated in the real estate industry as HOI), is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory. It requires that at least one of the named insureds occupies the home. The dwelling policy (DP) is similar, but used for residences which don't qualify for various reasons, such as vacancy/non-occupancy, seasonal/secondary residence, or age.
The home insurance policy is usually a term contract-a contract that is in effect for a fixed period of time. The payment the insured makes to the insurer is called the premium. The insured must pay the insurer the premium each term. Most insurers charge a lower premium if it appears less likely the home will be damaged or destroyed: for example, if the house is situated next to a fire station; if the house is equipped with fire sprinklers and fire alarms; or if the house exhibits wind mitigation measures, such as hurricane shutters. Perpetual insurance, which is a type of home insurance without a fixed term, can also be obtained in certain areas.
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Our corporate Insurance Advisory, is capable to include end-to-end Insurance Solutions and Services to corporates. We cater to the Corporate Insurance and Risk Management needs for Large Industrial Houses, Medium Scale Companies and SMEs.
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A fire insurance is a contract under which the insurer in return for a consideration (premium) agrees to indemnify the insured for the financial loss which the latter may suffer due to destruction of or damage to property or goods, caused by fire, during a specified period. The contract specifies the maximum amount , agreed to by the parties at the time of the contract, which the insured can claim in case of loss. This amount is not , however , the measure of the loss. The loss can be ascertained only after the fire has occurred. The insurer is liable to make good the actual amount of loss not exceeding the maximum amount fixed under the policy.
A fire insurance policy cannot be assigned without the permission of the insurer because the insured must have insurable interest in the property at the time of contract as well as at the time of loss. The insurable interest in goods may arise out on account of (i) ownership, (ii) possession, or (iii) contract. A person with a limited interest in a property or goods may insure them to cover not only his own interest but also the interest of others in them. Under fire insurance, the following persons have insurable interest in the subject matter.